---
title: Lone Workers – a rising demographic with unique risks.
description: Protect lone workers with proper safety protocols. Provide communication devices, training, check-ins, and emergency procedures to minimize risks.
image: https://blog.concklin.com/hubfs/Imported_Blog_Media/coffee-shop-1209863_1920.jpeg
---

[Skip to content](https://blog.concklin.com/blog/lone-workers-a-rising-demographic-with-unique-risks.html#main-content)

[facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A)

[**Contact Our Team**](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)

**[630-268-1600](tel:+16302681600)**

**[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)**

**[630-268-1600](tel:+16302681600)**

[![Concklin Logo-1](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/)

- About Us
  
  Show submenu for About Us 
  
    - [Our Story](https://insurance.concklin.com/about-us-who-we-are)
    - [Our Team](https://insurance.concklin.com/meet-our-team)
    - [Contact Us](https://insurance.concklin.com/contact-us)
- [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs)
- [Business Insurance](https://insurance.concklin.com/business-insurance-coverage)
- [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage)
- Life & Health Insurance
  
  Show submenu for Life & Health Insurance 
  
    - [Life Insurance](https://insurance.concklin.com/life-insurance)
    - [Health Insurance](https://insurance.concklin.com/health-insurance)
- Resources
  
  Show submenu for Resources 
  
    - [Claims Resources](https://insurance.concklin.com/claims-resources)
    - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources)
    - [Blog](https://blog.concklin.com/)
    - [Video Library](https://blog.concklin.com/video-library)
    - [Client Portal](https://insurance.concklin.com/client-portal)
- [Make A Payment](https://concklin.appliedpay.com/)

Open main navigation

Close main navigation

- About Us
  
  Show submenu for About Us 
  
    - [Our Story](https://insurance.concklin.com/about-us-who-we-are)
    - [Our Team](https://insurance.concklin.com/meet-our-team)
    - [Contact Us](https://insurance.concklin.com/contact-us)
- [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs)
- [Business Insurance](https://insurance.concklin.com/business-insurance-coverage)
- [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage)
- Life & Health Insurance
  
  Show submenu for Life & Health Insurance 
  
    - [Life Insurance](https://insurance.concklin.com/life-insurance)
    - [Health Insurance](https://insurance.concklin.com/health-insurance)
- Resources
  
  Show submenu for Resources 
  
    - [Claims Resources](https://insurance.concklin.com/claims-resources)
    - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources)
    - [Blog](https://blog.concklin.com/)
    - [Video Library](https://blog.concklin.com/video-library)
    - [Client Portal](https://insurance.concklin.com/client-portal)
- [Make A Payment](https://concklin.appliedpay.com/)

---

 Dec 10, 2018, 12:00:00 AM

# Lone Workers – a rising demographic with unique risks.

![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/author/amanda-yaniz)

Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://blog.concklin.com/blog/lone-workers-a-rising-demographic-with-unique-risks.html) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.concklin.com/blog/lone-workers-a-rising-demographic-with-unique-risks.html) [Twitter icon](https://twitter.com/intent/tweet?url=https://blog.concklin.com/blog/lone-workers-a-rising-demographic-with-unique-risks.html) [envelope icon](mailto:?body=https://blog.concklin.com/blog/lone-workers-a-rising-demographic-with-unique-risks.html)

## What is a Lone Worker?

Lone workers are classified as any person whose work is completed in isolation from other workers. They do not have direct supervision and are expected to fulfill their duties efficiently while adapting to any unforeseen circumstances and are generally expected to use their best judgement. With the increase in technology and automation the number of lone workers is rapidly increasing.  There are many industries in which employees may find themselves working alone, either on location, out in the field, or at home. This leaves great potential for safety concerns.

## How can you minimize the risk to lone workers?

Having a safety strategy which details the policies and procedures of completing an employee’s duties is essential to a safe work environment.  Lone workers should receive training in safety protocols prior to being left unsupervised. Safety protocols should include:

- Detailed outline of expectations
- Identifying potential risks
- Proper training with equipment
- Inspection and maintenance of equipment/vehicles prior to each use.

However, accidents and illness can still arise and finding yourself injured or in danger while alone is a frightening prospect.  To minimize the risk to lone workers, employers should consider implementing the following actions.

- Ensuring employee has access to communication device, such as a phone or radio
- Install automatic warning devices, e.g. panic alarms, no movement alarms, automatic distress message systems, (alert that must be actively canceled to avoid being activated)
- Establish check-ins
- Procedures and training for hostile situations
- Easy access first-aid kits and training
- Locking and securing place of work, installing mirrors or cameras to monitor blind spots.
- Implementing correct incident or near-miss reporting procedures

While many of these concepts will not prevent an incident from occurring, they can ensure someone is notified of a problem in the event the employee is incapacitated or unable to call for help themselves. Lack of timely treatment or aide puts lone workers at a higher risk of long-term disability versus other employees.

## Who’s responsible?

Ensuring the safety of employees is the responsibility of the employer.  While lone workers are generally at higher risk than other employees within an organization, it is up to the employer to minimize risks by establishing and enforcing safety policies.  Employers should also only place capable employees in isolated working conditions after carefully vetting them.  An employee who does not follow regulations is still the responsibility of the employer.

[Business Insurance](https://blog.concklin.com/tag/business-insurance)

## Related posts

[![Water flows from the faucets into the sink. Beautiful expensive bathroom](https://blog.concklin.com/hs-fs/hubfs/water-flows-from-the-faucets-into-the-sink-beauti-2023-03-07-01-59-43-utc-1.jpeg?height=200&name=water-flows-from-the-faucets-into-the-sink-beauti-2023-03-07-01-59-43-utc-1.jpeg)](https://blog.concklin.com/blog/water-damage-and-high-net-worth-homes.html)

[Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance)

## [Water Damage: an increasing risk to high net-worth homes](https://blog.concklin.com/blog/water-damage-and-high-net-worth-homes.html)

![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/author/amanda-yaniz) 

 Apr 29, 2020, 12:00:00 AM

When you think of the top causes of home damage what comes to mind? Fire, hurricanes, extreme...

[Read more](https://blog.concklin.com/blog/water-damage-and-high-net-worth-homes.html)

[![Hand reaching out to a fingerprint scanner](https://blog.concklin.com/hs-fs/hubfs/Imported_Blog_Media/fingerprint_scanner.jpg?height=200&name=fingerprint_scanner.jpg)](https://blog.concklin.com/blog/biometric-identifiers-creating-gap.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance)

## [Is the use of biometric identifiers creating a gap in your insurance coverage? Reduce your risk with these 8 tips](https://blog.concklin.com/blog/biometric-identifiers-creating-gap.html)

![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/author/amanda-yaniz) 

 May 18, 2021, 12:00:00 AM

The collection, use, storage, and destruction of Biometric Identifiers is a hot topic for...

[Read more](https://blog.concklin.com/blog/biometric-identifiers-creating-gap.html)

[![](https://blog.concklin.com/hs-fs/hubfs/Employee%20Driving.png?height=200&name=Employee%20Driving.png)](https://blog.concklin.com/employee-driving-the-auto-risk-restaurants-miss)

[Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Business Insurance](https://blog.concklin.com/tag/business-insurance), [Restaurant and Hospitality](https://blog.concklin.com/tag/restaurant-and-hospitality), [Insurance 101](https://blog.concklin.com/tag/insurance-101)

## [Employee Driving: The Auto Risk Restaurants Miss](https://blog.concklin.com/employee-driving-the-auto-risk-restaurants-miss)

![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/author/amanda-yaniz) 

 Jun 17, 2026, 10:15:00 AM

You do not need a company vehicle to have business auto exposures.

[Read more](https://blog.concklin.com/employee-driving-the-auto-risk-restaurants-miss)

[![Concklin Logo](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo.png?width=150&height=48&name=Concklin%20Logo.png "Concklin Logo")](http://concklin.com)

[facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A)

- About Us 
    - [Our Story](https://insurance.concklin.com/about-us-who-we-are)
    - [Our Team](https://insurance.concklin.com/meet-our-team)
    - [Contact Us](https://insurance.concklin.com/contact-us)
- [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) 
    - [Restaurants](https://restaurants.concklin.com)
    - [Franchised Restaurants](https://restaurants.concklin.com/franchised-restaurants)
    - [Contractors](https://insurance.concklin.com/general-contractor-insurance)
    - [Habitational](https://insurance.concklin.com/habitational-insurance)
- [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) 
    - [Business Owners' Policy](https://insurance.concklin.com/business-owners-insurance-policy)
    - [Commercial Property](https://insurance.concklin.com/commercial-property-insurance)
    - [General Liability](https://insurance.concklin.com/commercial-general-liability-insurance)
    - Workers' Compensation
- [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) 
    - [Homeowners' Policy](https://insurance.concklin.com/homeowners-insurance)
    - [Personal Auto Policy](https://insurance.concklin.com/auto-insurance)
    - [Personal Umbrella Policy](https://insurance.concklin.com/personal-umbrella-insurance)
    - [Flood Insurance](https://insurance.concklin.com/flood-insurance)
- Life & Health Insurance 
    - [Life Insurance](https://insurance.concklin.com/life-insurance)
    - [Health Insurance](https://insurance.concklin.com/health-insurance)
- Resources 
    - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources)
    - [Blog](https://blog.concklin.com)
    - [Video Library](https://blog.concklin.com/video-library)
    - [Client Portal](https://insurance.concklin.com/client-portal)
- [Make A Payment](https://concklin.appliedpay.com/)

---

REQUESTING COVERAGE DOES NOT GUARANTEE COVERAGE CAN BE PROVIDED.  COVERAGE CAN BEGIN ONLY WITH SPECIFIC STATEMENT BY A LICENSED MEMBER OF CONCKLIN INSURANCE AGENCY.

MISSTATEMENTS OR OMISSIONS OF RELEVANT INFORMATION CAN LEAD TO PRICE VARIATION OR EVEN DECLINATION OR RESCISSION OF COVERAGE.

NONE OF THE INFORMATION PROVIDED ON THIS WEBSITE IS A GUARANTEE THAT INSURANCE WILL BE PROVIDED OR THAT CONCKLIN INSURANCE AGENCY IS OBLIGATED TO PROCURE INSURANCE FOR ANY WEBSITE VISITORS.

240 S. WESTMORE MEYERS ROAD,  
LOMBARD IL 60148  
630-268-1600 | [CONCKLIN@CONCKLIN.COM](mailto:concklin@concklin.com)

[Privacy Policy](https://insurance.concklin.com/privacy-policy)

Copyright © 2026, Concklin Insurance Agency

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Amanda Yaniz",
    "url" : "https://blog.concklin.com/author/amanda-yaniz"
  },
  "dateModified" : "2023-06-28T14:49:03.998Z",
  "datePublished" : "2018-12-10T06:00:00.000Z",
  "headline" : "Lone Workers – a rising demographic with unique risks.",
  "image" : [ "https://blog.concklin.com/hubfs/Imported_Blog_Media/coffee-shop-1209863_1920.jpeg" ],
  "mainEntityOfPage" : {
    "@id" : "https://blog.concklin.com/blog/lone-workers-a-rising-demographic-with-unique-risks.html",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://blog.concklin.com/hubfs/Concklin%20Logo.png"
    },
    "name" : "Concklin Insurance Agency"
  }
}
```

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://blog.concklin.com/#website",
  "@type" : "WebSite",
  "alternateName" : "Concklin Blog",
  "description" : "Insurance articles, risk management guidance, business insurance resources, personal insurance tips, cyber liability information, restaurant insurance insights, franchise insurance guidance, and coverage education from Concklin Insurance Agency.",
  "inLanguage" : "en-US",
  "name" : "Concklin Insurance Agency Blog",
  "publisher" : {
    "@id" : "https://insurance.concklin.com/#organization"
  },
  "url" : "https://blog.concklin.com/"
}
```

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://blog.concklin.com/#blog",
  "@type" : "Blog",
  "description" : "Articles and resources from Concklin Insurance Agency covering business insurance, personal insurance, restaurant insurance, franchise insurance, cyber liability, claims, coverage questions, and risk management.",
  "inLanguage" : "en-US",
  "isPartOf" : {
    "@id" : "https://blog.concklin.com/#website"
  },
  "name" : "Concklin Insurance Agency Blog",
  "publisher" : {
    "@id" : "https://insurance.concklin.com/#organization"
  },
  "url" : "https://blog.concklin.com/"
}
```