--- title: Protect Your Business's Online Presence with Cyber Liability Insurance description: Protect your business's online presence. Learn how this coverage can safeguard against data breaches and cyberattacks, essential for all business owners. image: https://blog.concklin.com/hubfs/cyber%20security.jpg --- [Skip to content](https://blog.concklin.com/cover-your-online-business-presence-with-cyber-liability-insurance#main-content) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) [**Contact Our Team**](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) **[630-268-1600](tel:+16302681600)** **[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)** **[630-268-1600](tel:+16302681600)** [![Concklin Logo-1](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/) - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) Open main navigation Close main navigation - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- Oct 6, 2020, 4:13:00 PM # Protect Your Business's Online Presence with Cyber Liability Insurance ![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/author/amanda-yaniz) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://blog.concklin.com/cover-your-online-business-presence-with-cyber-liability-insurance) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.concklin.com/cover-your-online-business-presence-with-cyber-liability-insurance) [Twitter icon](https://twitter.com/intent/tweet?url=https://blog.concklin.com/cover-your-online-business-presence-with-cyber-liability-insurance) [envelope icon](mailto:?body=https://blog.concklin.com/cover-your-online-business-presence-with-cyber-liability-insurance) Protect Your Business's Online Presence with Cyber Liability Insurance 2:42 It’s impossible to turn on the news these days and not hear something about hackers [accessing secure email servers](https://www.theguardian.com/world/2017/jan/31/czech-cyber-attack-russia-suspected-of-hacking-diplomats-emails), [performing large-scale credit card hacks](http://bgr.com/2017/02/09/credit-card-hack-arbys/) resulting in data breaches, and much more. Owners of businesses large and small have been cyberattack and breach victims, paving way for the new [cyber liability insurance](https://insurance.concklin.com/cyber-liability-insurance) sector. These [new policies cover](https://www.irmi.com/online/insurance-glossary/terms/c/cyber-and-privacy-insurance.aspx) “consumers of technology services or products” and can include “both liability and property losses that may result when a business engages in various electronic activities, such as selling on the Internet or collecting data within its internal electronic network.” Business owners can use cyber liability policies for a wide variety of things, but one of the most important aspects of this coverage type is protection in the event of a data breach. ## **Did you know?** - Cyber liability insurance accounts for only a small portion of the insurance sector. According to [Deloitte](https://www.insuranceinsider.com/data-shortfall-hindering-cyber-growth-deloitte), this insurance type, “only generates between $1.5 billion and $3 billion in annual US premiums … representing only a tiny fraction of the $505.8 billion domestic carriers wrote in total in 2015.” - However, industry insiders expect cyber insurance to become a bigger part of the insurance industry by 2025; premiums could grow to [$20 billion](http://www.insurancejournal.com/news/national/2016/03/04/400878.htm) or more. - According to the International Risk Management Institute article, comprehensive cyber liability plans cover business owners from data breaches and stolen identities as well as aid in the event of business activity interruption, data loss and ruin, funds losses in fraud cases, and cyber extortion. - If insured business owners file claims, cyber liability plans can help them cover costs resulting from damage or loss of funds, time, and business operations on part of both business owners and their customers in any type of cyber breach. ## **Are you truly covered where you need to be?** As it becomes commonplace for business owners to move important operations online — including sales, information transfers, financial information, and presence — carrying a cyber liability insurance line has become crucial for many. General insurance policies don’t typically cover these types of losses and damages, meaning many business owners may be at risk. A negative cyber event — without proper insurance coverage — can be damaging, especially to owners of small businesses. Regardless of size, all owners doing business over the internet should consider [cyber liability insurance benefits](https://insurance.concklin.com/cyber-liability-insurance). These policies not only provide peace of mind but also protect business owners and their clients. [Cyber Liability](https://blog.concklin.com/tag/cyber-liability) ## Related posts [![login and password screen](https://blog.concklin.com/hs-fs/hubfs/user-login-on-screen-2022-12-15-21-18-25-utc-1.jpeg?height=200&name=user-login-on-screen-2022-12-15-21-18-25-utc-1.jpeg)](https://blog.concklin.com/cyber-security-for-small-businesses) [Cyber Liability](https://blog.concklin.com/tag/cyber-liability) ## [Cyber Security for Small Businesses](https://blog.concklin.com/cyber-security-for-small-businesses) ![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/author/amanda-yaniz) Jul 6, 2021, 4:05:00 PM High-profile cyber attacks on companies such as Target and Sears have raised awareness of the... [Read more](https://blog.concklin.com/cyber-security-for-small-businesses) [![white male small business owner looks at phone while sitting at desk with computer and coffee](https://blog.concklin.com/hs-fs/hubfs/handsome-male-freelancer-using-smartphone-and-havi-2022-12-16-06-40-50-utc-1.jpeg?height=200&name=handsome-male-freelancer-using-smartphone-and-havi-2022-12-16-06-40-50-utc-1.jpeg)](https://blog.concklin.com/cyber-crime-trends-shift-making-small-businesses-more-vulnerable) [Business Insurance](https://blog.concklin.com/tag/business-insurance), [Cyber Liability](https://blog.concklin.com/tag/cyber-liability) ## [Cyber Crime Trends Shift Making Small Businesses More Vulnerable](https://blog.concklin.com/cyber-crime-trends-shift-making-small-businesses-more-vulnerable) ![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/author/amanda-yaniz) Jul 18, 2023, 3:23:39 PM In recent years, there has been a noticeable trend in the cybersecurity landscape where larger... [Read more](https://blog.concklin.com/cyber-crime-trends-shift-making-small-businesses-more-vulnerable) [![View from above a hurricane cloud](https://blog.concklin.com/hs-fs/hubfs/Imported_Blog_Media/hurricane.jpg?height=200&name=hurricane.jpg)](https://blog.concklin.com/blog/3-essential-steps-to-protecting-your-business-from-extreme-weather.html) [Business Insurance](https://blog.concklin.com/tag/business-insurance) ## [3 Essential Steps to Protecting Your Business from Extreme Weather](https://blog.concklin.com/blog/3-essential-steps-to-protecting-your-business-from-extreme-weather.html) ![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/author/amanda-yaniz) Jul 24, 2017, 12:00:00 AM In June, severe weather cost the U.S. economy over $3 billion. Insurance companies covered at least... [Read more](https://blog.concklin.com/blog/3-essential-steps-to-protecting-your-business-from-extreme-weather.html) [![Concklin Logo](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo.png?width=150&height=48&name=Concklin%20Logo.png "Concklin Logo")](http://concklin.com) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) - About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Restaurants](https://restaurants.concklin.com) - [Franchised Restaurants](https://restaurants.concklin.com/franchised-restaurants) - [Contractors](https://insurance.concklin.com/general-contractor-insurance) - [Habitational](https://insurance.concklin.com/habitational-insurance) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Business Owners' Policy](https://insurance.concklin.com/business-owners-insurance-policy) - [Commercial Property](https://insurance.concklin.com/commercial-property-insurance) - [General Liability](https://insurance.concklin.com/commercial-general-liability-insurance) - Workers' Compensation - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - [Homeowners' Policy](https://insurance.concklin.com/homeowners-insurance) - [Personal Auto Policy](https://insurance.concklin.com/auto-insurance) - [Personal Umbrella Policy](https://insurance.concklin.com/personal-umbrella-insurance) - [Flood Insurance](https://insurance.concklin.com/flood-insurance) - Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- REQUESTING COVERAGE DOES NOT GUARANTEE COVERAGE CAN BE PROVIDED.  COVERAGE CAN BEGIN ONLY WITH SPECIFIC STATEMENT BY A LICENSED MEMBER OF CONCKLIN INSURANCE AGENCY. MISSTATEMENTS OR OMISSIONS OF RELEVANT INFORMATION CAN LEAD TO PRICE VARIATION OR EVEN DECLINATION OR RESCISSION OF COVERAGE. NONE OF THE INFORMATION PROVIDED ON THIS WEBSITE IS A GUARANTEE THAT INSURANCE WILL BE PROVIDED OR THAT CONCKLIN INSURANCE AGENCY IS OBLIGATED TO PROCURE INSURANCE FOR ANY WEBSITE VISITORS. 240 S. WESTMORE MEYERS ROAD, LOMBARD IL 60148 630-268-1600 | [CONCKLIN@CONCKLIN.COM](mailto:concklin@concklin.com) [Privacy Policy](https://insurance.concklin.com/privacy-policy) Copyright © 2026, Concklin Insurance Agency ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Amanda Yaniz", "url" : "https://blog.concklin.com/author/amanda-yaniz" }, "dateModified" : "2024-05-01T15:29:15.985Z", "datePublished" : "2020-10-06T21:13:00.000Z", "headline" : "Protect Your Business's Online Presence with Cyber Liability Insurance", "image" : [ "https://blog.concklin.com/hubfs/cyber%20security.jpg" ], "mainEntityOfPage" : { "@id" : "https://blog.concklin.com/cover-your-online-business-presence-with-cyber-liability-insurance", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://blog.concklin.com/hubfs/Concklin%20Logo.png" }, "name" : "Concklin Insurance Agency" } } ``` ```json { "@context" : "https://schema.org", "@id" : "https://blog.concklin.com/#website", "@type" : "WebSite", "alternateName" : "Concklin Blog", "description" : "Insurance articles, risk management guidance, business insurance resources, personal insurance tips, cyber liability information, restaurant insurance insights, franchise insurance guidance, and coverage education from Concklin Insurance Agency.", "inLanguage" : "en-US", "name" : "Concklin Insurance Agency Blog", "publisher" : { "@id" : "https://insurance.concklin.com/#organization" }, "url" : "https://blog.concklin.com/" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://blog.concklin.com/#blog", "@type" : "Blog", "description" : "Articles and resources from Concklin Insurance Agency covering business insurance, personal insurance, restaurant insurance, franchise insurance, cyber liability, claims, coverage questions, and risk management.", "inLanguage" : "en-US", "isPartOf" : { "@id" : "https://blog.concklin.com/#website" }, "name" : "Concklin Insurance Agency Blog", "publisher" : { "@id" : "https://insurance.concklin.com/#organization" }, "url" : "https://blog.concklin.com/" } ```