--- title: The Concklin Blog (14) description: Learn about different types of insurance, risk management strategies, and loss prevention tips (14) --- [Skip to content](https://blog.concklin.com/page/14#main-content) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) [**Contact Our Team**](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) **[630-268-1600](tel:+16302681600)** **[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)** **[630-268-1600](tel:+16302681600)** [![Concklin Logo-1](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/) - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) Open main navigation Close main navigation - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- # The Concklin Blog This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. Select Category Auto Insurance Business Insurance Cyber Liability Flood Insurance Health Insurance Homeowners Insider Insurance 101 Jersey Mike's Life Insurance Personal Lines Insurance Restaurant and Hospitality Risk Mitigation Safety Tips [![Close up of women's lap in hospital gown being comforted by attending physician](https://blog.concklin.com/hubfs/Imported_Blog_Media/medical-equipment-4099432_1920.jpg)](https://blog.concklin.com/blog/is-a-short-term-health-insurance-policy-right-for-you.html) [Health Insurance](https://blog.concklin.com/tag/health-insurance) ## [Is a Short-Term Health Insurance Policy right for you?](https://blog.concklin.com/blog/is-a-short-term-health-insurance-policy-right-for-you.html) The phrase Short-Term Health Insurance is both accurate, as it this policy only provide coverage for... [Read more](https://blog.concklin.com/blog/is-a-short-term-health-insurance-policy-right-for-you.html) [![Semi trucks parked in a row](https://blog.concklin.com/hubfs/Imported_Blog_Media/canada-784392_1920_1.jpg)](https://blog.concklin.com/blog/commercial-vehicle-telematics.html) [Business Insurance](https://blog.concklin.com/tag/business-insurance) ## [A commercial vehicle telematics program is a great way to save money and reduce accidents](https://blog.concklin.com/blog/commercial-vehicle-telematics.html) Commercial Vehicle Telematics is a great way to monitor and improve your fleet’s driving habits and ... [Read more](https://blog.concklin.com/blog/commercial-vehicle-telematics.html) [![smiling woman working late at her computer](https://blog.concklin.com/hubfs/cyber-hacker-or-business-woman-with-computer-for-2022-12-29-22-22-25-utc-1.jpeg)](https://blog.concklin.com/small-businesses-arent-immune-to-cybercrime) [Cyber Liability](https://blog.concklin.com/tag/cyber-liability) ## [Small Businesses Aren’t Immune to Cybercrime](https://blog.concklin.com/small-businesses-arent-immune-to-cybercrime) The ability to handle business transactions via the internet has opened countless doors for owners o... [Read more](https://blog.concklin.com/small-businesses-arent-immune-to-cybercrime) [![sign next to on street parking spot that reads "Parking Spaces Reserved for Curbside Food Pickup Only"](https://blog.concklin.com/hubfs/Imported_Blog_Media/Curbside_Pickup-1.jpg)](https://blog.concklin.com/blog/liquor-liability-and-curbside-pickup.html) [Business Insurance](https://blog.concklin.com/tag/business-insurance), [Restaurant and Hospitality](https://blog.concklin.com/tag/restaurant-and-hospitality) ## [Does Offering Curbside Pickup Impact Your Liquor Liability?](https://blog.concklin.com/blog/liquor-liability-and-curbside-pickup.html) Serving alcohol, and thus Liquor Liability Insurance, has been a common feature for many restaurants... [Read more](https://blog.concklin.com/blog/liquor-liability-and-curbside-pickup.html) [![Man looking at a computer with a considering expression](https://blog.concklin.com/hubfs/Imported_Blog_Media/EO_vs_DO_pic.jpg)](https://blog.concklin.com/blog/professional-liability-versus-management-liability.html) [Business Insurance](https://blog.concklin.com/tag/business-insurance) ## [Do You Have the RIGHT Coverage? Professional Liability & Management Liability Aren't The Same](https://blog.concklin.com/blog/professional-liability-versus-management-liability.html) The Difference Between Professional Liability and Management Liability Insurance As a business owner... [Read more](https://blog.concklin.com/blog/professional-liability-versus-management-liability.html) [![brown garage doors, closed. Trellis with flowers above the doors.](https://blog.concklin.com/hubfs/Imported_Blog_Media/garage-door-2578738_1920.jpg)](https://blog.concklin.com/blog/keep-your-garage-safe.html) [Homeowners](https://blog.concklin.com/tag/homeowners) ## [Keep your garage safe with these 5 tips!](https://blog.concklin.com/blog/keep-your-garage-safe.html) With autumn settling in, now is a great time to evaluate the hazards in your garage. According to U.... [Read more](https://blog.concklin.com/blog/keep-your-garage-safe.html) [![](https://blog.concklin.com/hubfs/cyber%20security.jpg)](https://blog.concklin.com/cover-your-online-business-presence-with-cyber-liability-insurance) [Cyber Liability](https://blog.concklin.com/tag/cyber-liability) ## [Protect Your Business's Online Presence with Cyber Liability Insurance](https://blog.concklin.com/cover-your-online-business-presence-with-cyber-liability-insurance) It’s impossible to turn on the news these days and not hear something about hackers accessing secure... [Read more](https://blog.concklin.com/cover-your-online-business-presence-with-cyber-liability-insurance) [![view of busy kitchen at a restaurant](https://blog.concklin.com/hubfs/Imported_Blog_Media/kitchen-731351_1920.jpg)](https://blog.concklin.com/blog/be-proactive-about-loss-control.html) [Business Insurance](https://blog.concklin.com/tag/business-insurance), [Restaurant and Hospitality](https://blog.concklin.com/tag/restaurant-and-hospitality) ## [Restaurant Operators: Be Proactive about loss control](https://blog.concklin.com/blog/be-proactive-about-loss-control.html) Risk manager inspections are typically ordered by Insurance Companies and often happen when a new po... [Read more](https://blog.concklin.com/blog/be-proactive-about-loss-control.html) [![](https://blog.concklin.com/hubfs/Understanding%20your.png)](https://blog.concklin.com/blog/understanding-your-commercial-property-rating-and-underwriting.html) [Business Insurance](https://blog.concklin.com/tag/business-insurance) ## [Understanding your commercial property rating and underwriting](https://blog.concklin.com/blog/understanding-your-commercial-property-rating-and-underwriting.html) Understanding the factors that impact your commercial property can seem overwhelming. Here we have b... [Read more](https://blog.concklin.com/blog/understanding-your-commercial-property-rating-and-underwriting.html) [![Close up view of an air conditioning unit in the back of someone's home](https://blog.concklin.com/hubfs/Imported_Blog_Media/air_conditioner.jpg)](https://blog.concklin.com/blog/homeowners-insurance-vs-home-warranties.html) [Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Protect what matters - Homeowners Insurance & Home Warranties.](https://blog.concklin.com/blog/homeowners-insurance-vs-home-warranties.html) As we move through summer towards fall your air conditioner has likely been working on overdrive to ... 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