---
title: The Concklin Blog (19)
description: Learn about different types of insurance, risk management strategies, and loss prevention tips (19)
---

[Skip to content](https://blog.concklin.com/page/19#main-content)

[facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A)

[**Contact Our Team**](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)

**[630-268-1600](tel:+16302681600)**

**[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)**

**[630-268-1600](tel:+16302681600)**

[![Concklin Logo-1](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/)

- About Us
  
  Show submenu for About Us 
  
    - [Our Story](https://insurance.concklin.com/about-us-who-we-are)
    - [Our Team](https://insurance.concklin.com/meet-our-team)
    - [Contact Us](https://insurance.concklin.com/contact-us)
- [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs)
- [Business Insurance](https://insurance.concklin.com/business-insurance-coverage)
- [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage)
- Life & Health Insurance
  
  Show submenu for Life & Health Insurance 
  
    - [Life Insurance](https://insurance.concklin.com/life-insurance)
    - [Health Insurance](https://insurance.concklin.com/health-insurance)
- Resources
  
  Show submenu for Resources 
  
    - [Claims Resources](https://insurance.concklin.com/claims-resources)
    - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources)
    - [Blog](https://blog.concklin.com/)
    - [Video Library](https://blog.concklin.com/video-library)
    - [Client Portal](https://insurance.concklin.com/client-portal)
- [Make A Payment](https://concklin.appliedpay.com/)

Open main navigation

Close main navigation

- About Us
  
  Show submenu for About Us 
  
    - [Our Story](https://insurance.concklin.com/about-us-who-we-are)
    - [Our Team](https://insurance.concklin.com/meet-our-team)
    - [Contact Us](https://insurance.concklin.com/contact-us)
- [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs)
- [Business Insurance](https://insurance.concklin.com/business-insurance-coverage)
- [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage)
- Life & Health Insurance
  
  Show submenu for Life & Health Insurance 
  
    - [Life Insurance](https://insurance.concklin.com/life-insurance)
    - [Health Insurance](https://insurance.concklin.com/health-insurance)
- Resources
  
  Show submenu for Resources 
  
    - [Claims Resources](https://insurance.concklin.com/claims-resources)
    - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources)
    - [Blog](https://blog.concklin.com/)
    - [Video Library](https://blog.concklin.com/video-library)
    - [Client Portal](https://insurance.concklin.com/client-portal)
- [Make A Payment](https://concklin.appliedpay.com/)

---

# The Concklin Blog

This is a search field with an auto-suggest feature attached.

- There are no suggestions because the search field is empty.

Select Category Auto Insurance Business Insurance Cyber Liability Flood Insurance Health Insurance Homeowners Insider Insurance 101 Jersey Mike's Life Insurance Personal Lines Insurance Restaurant and Hospitality Risk Mitigation Safety Tips

[![Cat wear a cone and one front leg is in a cast](https://blog.concklin.com/hubfs/Imported_Blog_Media/bigstock-176993752.jpg)](https://blog.concklin.com/blog/from-furry-friends-to-life-s-big-events-sure-you-can-insure-it.html)

[Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance)

## [From Furry Friends to Life’s Big Events: Sure, You Can Insure It!](https://blog.concklin.com/blog/from-furry-friends-to-life-s-big-events-sure-you-can-insure-it.html)

When you think of insurance, the obvious might come to mind: health insurance, car insurance, life i...

[Read more](https://blog.concklin.com/blog/from-furry-friends-to-life-s-big-events-sure-you-can-insure-it.html)

[![Graphic of a handshake in front of a red car](https://blog.concklin.com/hubfs/Imported_Blog_Media/car_rental.jpg)](https://blog.concklin.com/blog/rental-car-insurance-money-wasted-or-well-spent.html)

[Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance)

## [Rental Car Insurance: Money Wasted or Well-Spent?](https://blog.concklin.com/blog/rental-car-insurance-money-wasted-or-well-spent.html)

Have you ever rented a car and felt awkward confusion when the representative asked you to accept or...

[Read more](https://blog.concklin.com/blog/rental-car-insurance-money-wasted-or-well-spent.html)

[![woman with backpack looking at the flight board in an airport terminal ](https://blog.concklin.com/hubfs/Imported_Blog_Media/Travel_airport.jpg)](https://blog.concklin.com/blog/travel-insurance-a-friendly-foe-in-the-wake-of-potential-vacation-woes.html)

[Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance)

## [Travel Insurance A Friendly Foe in the Wake of Potential Vacation Woes](https://blog.concklin.com/blog/travel-insurance-a-friendly-foe-in-the-wake-of-potential-vacation-woes.html)

Vacations: We dream of them, save for them, and plan their every detail months in advance. They’re o...

[Read more](https://blog.concklin.com/blog/travel-insurance-a-friendly-foe-in-the-wake-of-potential-vacation-woes.html)

[![Computer screen showing graphs and charts](https://blog.concklin.com/hubfs/Imported_Blog_Media/analyze.jpg)](https://blog.concklin.com/blog/evaluating-risk-understand-of-commercial-insurance-underwriting.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance)

## [Evaluating Risk: Understand Commercial Insurance Underwriting](https://blog.concklin.com/blog/evaluating-risk-understand-of-commercial-insurance-underwriting.html)

Businesses are a bit like snowflakes: No two are exactly alike. This means there is no quick and eas...

[Read more](https://blog.concklin.com/blog/evaluating-risk-understand-of-commercial-insurance-underwriting.html)

[![White casket with flowers being carried by men in suits](https://blog.concklin.com/hubfs/Imported_Blog_Media/funeral.jpg)](https://blog.concklin.com/blog/life-insurance-a-selfless-gift-to-those-left-behind.html)

[Life Insurance](https://blog.concklin.com/tag/life-insurance)

## [Life Insurance: A Selfless Gift to Those Left Behind](https://blog.concklin.com/blog/life-insurance-a-selfless-gift-to-those-left-behind.html)

Life can be complicated. The older we get, the more complex it can become: more assets, more depende...

[Read more](https://blog.concklin.com/blog/life-insurance-a-selfless-gift-to-those-left-behind.html)

[![Lit, Red Candles in a table wreath](https://blog.concklin.com/hubfs/Imported_Blog_Media/advent-4680176_1920-1.jpg)](https://blog.concklin.com/blog/a-happy-claim-free-holiday-starts-with-home-safety-and-security.html)

[Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance)

## [A Happy, Claim-Free Holiday Starts with Home Safety and Security](https://blog.concklin.com/blog/a-happy-claim-free-holiday-starts-with-home-safety-and-security.html)

It’s the most wonderful time of the year, or so the song goes. It promises “parties for hosting, mar...

[Read more](https://blog.concklin.com/blog/a-happy-claim-free-holiday-starts-with-home-safety-and-security.html)

[![Hands holing a toy house protectively](https://blog.concklin.com/hubfs/Imported_Blog_Media/protect_home.jpg)](https://blog.concklin.com/blog/don-t-leave-homeowners-insurance-behind-on-life-s-journey.html)

[Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance)

## [Don’t Leave Homeowners Insurance Behind on Life’s Journey](https://blog.concklin.com/blog/don-t-leave-homeowners-insurance-behind-on-life-s-journey.html)

Homes often mirror changes in homeowners’ lives. As families grow or careers takes new paths, homeow...

[Read more](https://blog.concklin.com/blog/don-t-leave-homeowners-insurance-behind-on-life-s-journey.html)

[![Close up view of a portable dehumidifier](https://blog.concklin.com/hubfs/Imported_Blog_Media/dehumidifier.jpg)](https://blog.concklin.com/blog/avoid-potential-home-dehumidifier-risks.html)

[Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance)

## [Avoid Potential Home Dehumidifier Risks](https://blog.concklin.com/blog/avoid-potential-home-dehumidifier-risks.html)

Dehumidifiers can mitigate moist conditions that cause condensation on windows as well as musty smel...

[Read more](https://blog.concklin.com/blog/avoid-potential-home-dehumidifier-risks.html)

[![View of a gutter that is filled with leaves and debris ](https://blog.concklin.com/hubfs/Imported_Blog_Media/gutters.jpg)](https://blog.concklin.com/blog/get-ahead-of-the-storm-simple-steps-to-winterize-your-home.html)

[Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance)

## [Get Ahead of the Storm: Simple Steps to Winterize Your Home](https://blog.concklin.com/blog/get-ahead-of-the-storm-simple-steps-to-winterize-your-home.html)

As the hustle and bustle of the holiday season approaches, it’s easy to get caught up in party plann...

[Read more](https://blog.concklin.com/blog/get-ahead-of-the-storm-simple-steps-to-winterize-your-home.html)

[![Interior view of partially furnished basement](https://blog.concklin.com/hubfs/Imported_Blog_Media/basement.jpg)](https://blog.concklin.com/blog/maintain-your-sump-pump-today-to-avoid-water-damage-tomorrow.html)

[Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance)

## [Maintain Your Sump Pump Today to Avoid Water Damage Tomorrow](https://blog.concklin.com/blog/maintain-your-sump-pump-today-to-avoid-water-damage-tomorrow.html)

Images of Florida, Houston, Puerto Rico, and other hurricane-riddled areas serve as powerful reminde...

[Read more](https://blog.concklin.com/blog/maintain-your-sump-pump-today-to-avoid-water-damage-tomorrow.html)

[First](https://blog.concklin.com/) [Prev](https://blog.concklin.com/page/18) [17](https://blog.concklin.com/page/17) [18](https://blog.concklin.com/page/18) [19](https://blog.concklin.com/page/19) [20](https://blog.concklin.com/page/20) [21](https://blog.concklin.com/page/21) [Next](https://blog.concklin.com/page/20) [Last](https://blog.concklin.com/page/21)

[![Concklin Logo](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo.png?width=150&height=48&name=Concklin%20Logo.png "Concklin Logo")](http://concklin.com)

[facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A)

- About Us 
    - [Our Story](https://insurance.concklin.com/about-us-who-we-are)
    - [Our Team](https://insurance.concklin.com/meet-our-team)
    - [Contact Us](https://insurance.concklin.com/contact-us)
- [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) 
    - [Restaurants](https://restaurants.concklin.com)
    - [Franchised Restaurants](https://restaurants.concklin.com/franchised-restaurants)
    - [Contractors](https://insurance.concklin.com/general-contractor-insurance)
    - [Habitational](https://insurance.concklin.com/habitational-insurance)
- [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) 
    - [Business Owners' Policy](https://insurance.concklin.com/business-owners-insurance-policy)
    - [Commercial Property](https://insurance.concklin.com/commercial-property-insurance)
    - [General Liability](https://insurance.concklin.com/commercial-general-liability-insurance)
    - Workers' Compensation
- [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) 
    - [Homeowners' Policy](https://insurance.concklin.com/homeowners-insurance)
    - [Personal Auto Policy](https://insurance.concklin.com/auto-insurance)
    - [Personal Umbrella Policy](https://insurance.concklin.com/personal-umbrella-insurance)
    - [Flood Insurance](https://insurance.concklin.com/flood-insurance)
- Life & Health Insurance 
    - [Life Insurance](https://insurance.concklin.com/life-insurance)
    - [Health Insurance](https://insurance.concklin.com/health-insurance)
- Resources 
    - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources)
    - [Blog](https://blog.concklin.com)
    - [Video Library](https://blog.concklin.com/video-library)
    - [Client Portal](https://insurance.concklin.com/client-portal)
- [Make A Payment](https://concklin.appliedpay.com/)

---

REQUESTING COVERAGE DOES NOT GUARANTEE COVERAGE CAN BE PROVIDED.  COVERAGE CAN BEGIN ONLY WITH SPECIFIC STATEMENT BY A LICENSED MEMBER OF CONCKLIN INSURANCE AGENCY.

MISSTATEMENTS OR OMISSIONS OF RELEVANT INFORMATION CAN LEAD TO PRICE VARIATION OR EVEN DECLINATION OR RESCISSION OF COVERAGE.

NONE OF THE INFORMATION PROVIDED ON THIS WEBSITE IS A GUARANTEE THAT INSURANCE WILL BE PROVIDED OR THAT CONCKLIN INSURANCE AGENCY IS OBLIGATED TO PROCURE INSURANCE FOR ANY WEBSITE VISITORS.

240 S. WESTMORE MEYERS ROAD,  
LOMBARD IL 60148  
630-268-1600 | [CONCKLIN@CONCKLIN.COM](mailto:concklin@concklin.com)

[Privacy Policy](https://insurance.concklin.com/privacy-policy)

Copyright © 2026, Concklin Insurance Agency

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://blog.concklin.com/#website",
  "@type" : "WebSite",
  "alternateName" : "Concklin Blog",
  "description" : "Insurance articles, risk management guidance, business insurance resources, personal insurance tips, cyber liability information, restaurant insurance insights, franchise insurance guidance, and coverage education from Concklin Insurance Agency.",
  "inLanguage" : "en-US",
  "name" : "Concklin Insurance Agency Blog",
  "publisher" : {
    "@id" : "https://insurance.concklin.com/#organization"
  },
  "url" : "https://blog.concklin.com/"
}
```

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://blog.concklin.com/#blog",
  "@type" : "Blog",
  "description" : "Articles and resources from Concklin Insurance Agency covering business insurance, personal insurance, restaurant insurance, franchise insurance, cyber liability, claims, coverage questions, and risk management.",
  "inLanguage" : "en-US",
  "isPartOf" : {
    "@id" : "https://blog.concklin.com/#website"
  },
  "name" : "Concklin Insurance Agency Blog",
  "publisher" : {
    "@id" : "https://insurance.concklin.com/#organization"
  },
  "url" : "https://blog.concklin.com/"
}
```