--- title: The Concklin Blog | Auto Insurance (3) description: Auto Insurance | Learn about different types of insurance, risk management strategies, and loss prevention tips (3) --- [Skip to content](https://blog.concklin.com/tag/auto-insurance/page/3#main-content) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) [**Contact Our Team**](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) **[630-268-1600](tel:+16302681600)** **[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)** **[630-268-1600](tel:+16302681600)** [![Concklin Logo-1](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/) - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) Open main navigation Close main navigation - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- # The Concklin Blog This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. Select Category Auto Insurance Business Insurance Cyber Liability Flood Insurance Health Insurance Homeowners Insider Insurance 101 Jersey Mike's Life Insurance Personal Lines Insurance Restaurant and Hospitality Risk Mitigation Safety Tips [![Pink, red, and yellow classic car lined up at a classic car show](https://blog.concklin.com/hubfs/Imported_Blog_Media/colorful-american-classic-car-on-the-street-in-hav-2022-03-31-17-44-48-utc.jpg)](https://blog.concklin.com/blog/protecting-your-classic-car-tips-and-recommendations) [Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Protecting Your Classic Car: Tips and Recommendations](https://blog.concklin.com/blog/protecting-your-classic-car-tips-and-recommendations) Owning a classic car is a passion for many car enthusiasts. These vehicles are often treasured posse... [Read more](https://blog.concklin.com/blog/protecting-your-classic-car-tips-and-recommendations) [![Woman in car, turned to check blind spot as she reverses the car](https://blog.concklin.com/hubfs/Imported_Blog_Media/female-driver-talking-to-passenger-in-back-seat-or-2022-12-16-06-32-11-utc.jpg)](https://blog.concklin.com/blog/4-surprising-things-not-covered-by-personal-auto-policies-what-you-need-to-know.html) [Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [4 Surprising Things Not Covered by Personal Auto Policies: What You Need to Know](https://blog.concklin.com/blog/4-surprising-things-not-covered-by-personal-auto-policies-what-you-need-to-know.html) Auto insurance is a crucial part of responsible car ownership. It helps protect you financially in t... [Read more](https://blog.concklin.com/blog/4-surprising-things-not-covered-by-personal-auto-policies-what-you-need-to-know.html) [![Distressed woman covering her face. There is the aftermath of a car accident in the background](https://blog.concklin.com/hubfs/Imported_Blog_Media/stressed-woman-driver-sitting-on-street-side-shock-2022-01-17-17-17-17-utc.jpg)](https://blog.concklin.com/blog/state-minimum-car-insurance-no-thank-you.html) [Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [State Minimum Car Insurance? No Thank you!](https://blog.concklin.com/blog/state-minimum-car-insurance-no-thank-you.html) Every state has minimum car insurance requirements (the amount of coverage you need to be legally in... [Read more](https://blog.concklin.com/blog/state-minimum-car-insurance-no-thank-you.html) [![Mind the Gap floor sign at a subway station](https://blog.concklin.com/hubfs/Imported_Blog_Media/mind_the_gap-1.jpg)](https://blog.concklin.com/blog/mind-the-gap-will-you-be-left-holding-the-bill-after-a-car-accident.html) [Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Mind the Gap – Will you be left holding the bill after a car accident?](https://blog.concklin.com/blog/mind-the-gap-will-you-be-left-holding-the-bill-after-a-car-accident.html) This one endorsement could make up the difference. If you’ve ever traveled via London’s iconic “Tube... [Read more](https://blog.concklin.com/blog/mind-the-gap-will-you-be-left-holding-the-bill-after-a-car-accident.html) [![Man plugging in a telematics device into a car on the driver's side](https://blog.concklin.com/hubfs/Imported_Blog_Media/telemetrics.jpg)](https://blog.concklin.com/blog/what-are-vehicle-telematics.html) [Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [What are Vehicle Telematics?](https://blog.concklin.com/blog/what-are-vehicle-telematics.html) Many auto insurance providers offer vehicle telematics that offer you feedback on your driving habit... [Read more](https://blog.concklin.com/blog/what-are-vehicle-telematics.html) [![Tired looking man in drivers seat of vehicle](https://blog.concklin.com/hubfs/Imported_Blog_Media/young-man-1515402_1920.jpg)](https://blog.concklin.com/blog/distracted-driving-you-probably-do-it-more-than-you-think.html) [Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Distracted Driving – You probably do it more than you think.](https://blog.concklin.com/blog/distracted-driving-you-probably-do-it-more-than-you-think.html) When we talk about distracted driving, we often think cellphones – texting, social medias, music… We... [Read more](https://blog.concklin.com/blog/distracted-driving-you-probably-do-it-more-than-you-think.html) [![toy cars on a table depicting different auto claims scenario, including engine fire, rollover, hitting a tree. One Toy car has a shield around it, symbolizing insurance coverage](https://blog.concklin.com/hubfs/Imported_Blog_Media/bigstock-177578086-1024x684.jpg)](https://blog.concklin.com/blog/3-must-haves-on-your-auto-insurance-and-3-should-haves.html) [Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [3 Must-Haves on Your Auto Insurance — and 3 Should-Haves](https://blog.concklin.com/blog/3-must-haves-on-your-auto-insurance-and-3-should-haves.html) Most of us rely on our vehicles to get to work, the store, and to social engagements every day. Beca... [Read more](https://blog.concklin.com/blog/3-must-haves-on-your-auto-insurance-and-3-should-haves.html) [![Stressed out man in empty parking spot in parking garage](https://blog.concklin.com/hubfs/Imported_Blog_Media/blog_test.jpg)](https://blog.concklin.com/blog/replacement-cost-versus-actual-cash-value-insurance-policies.html) [Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [‘Replacement Cost’ versus ‘Actual Cash Value’ Insurance Policies?](https://blog.concklin.com/blog/replacement-cost-versus-actual-cash-value-insurance-policies.html) The worst has happened: Someone stole your car and stripped it to pieces! Now, all you’ve got left a... [Read more](https://blog.concklin.com/blog/replacement-cost-versus-actual-cash-value-insurance-policies.html) [![close up of a hand with a telematics plug-in device in the palm](https://blog.concklin.com/hubfs/Imported_Blog_Media/UBI-Device-2.jpg)](https://blog.concklin.com/blog/vehicle-telematics-myths-facts-and-benefits.html) [Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Vehicle Telematics: Myths, Facts, and Benefits](https://blog.concklin.com/blog/vehicle-telematics-myths-facts-and-benefits.html) Insurance companies have used vehicle telematics for about two decades now as a way to bring more tr... [Read more](https://blog.concklin.com/blog/vehicle-telematics-myths-facts-and-benefits.html) [![Graphic of a handshake in front of a red car](https://blog.concklin.com/hubfs/Imported_Blog_Media/car_rental.jpg)](https://blog.concklin.com/blog/rental-car-insurance-money-wasted-or-well-spent.html) [Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Rental Car Insurance: Money Wasted or Well-Spent?](https://blog.concklin.com/blog/rental-car-insurance-money-wasted-or-well-spent.html) Have you ever rented a car and felt awkward confusion when the representative asked you to accept or... 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