---
title: The Concklin Blog | Business Insurance (6)
description: Business Insurance | Learn about different types of insurance, risk management strategies, and loss prevention tips (6)
---

[Skip to content](https://blog.concklin.com/tag/business-insurance/page/6#main-content)

[facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A)

[**Contact Our Team**](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)

**[630-268-1600](tel:+16302681600)**

**[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)**

**[630-268-1600](tel:+16302681600)**

[![Concklin Logo-1](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/)

- About Us
  
  Show submenu for About Us 
  
    - [Our Story](https://insurance.concklin.com/about-us-who-we-are)
    - [Our Team](https://insurance.concklin.com/meet-our-team)
    - [Contact Us](https://insurance.concklin.com/contact-us)
- [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs)
- [Business Insurance](https://insurance.concklin.com/business-insurance-coverage)
- [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage)
- Life & Health Insurance
  
  Show submenu for Life & Health Insurance 
  
    - [Life Insurance](https://insurance.concklin.com/life-insurance)
    - [Health Insurance](https://insurance.concklin.com/health-insurance)
- Resources
  
  Show submenu for Resources 
  
    - [Claims Resources](https://insurance.concklin.com/claims-resources)
    - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources)
    - [Blog](https://blog.concklin.com/)
    - [Video Library](https://blog.concklin.com/video-library)
    - [Client Portal](https://insurance.concklin.com/client-portal)
- [Make A Payment](https://concklin.appliedpay.com/)

Open main navigation

Close main navigation

- About Us
  
  Show submenu for About Us 
  
    - [Our Story](https://insurance.concklin.com/about-us-who-we-are)
    - [Our Team](https://insurance.concklin.com/meet-our-team)
    - [Contact Us](https://insurance.concklin.com/contact-us)
- [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs)
- [Business Insurance](https://insurance.concklin.com/business-insurance-coverage)
- [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage)
- Life & Health Insurance
  
  Show submenu for Life & Health Insurance 
  
    - [Life Insurance](https://insurance.concklin.com/life-insurance)
    - [Health Insurance](https://insurance.concklin.com/health-insurance)
- Resources
  
  Show submenu for Resources 
  
    - [Claims Resources](https://insurance.concklin.com/claims-resources)
    - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources)
    - [Blog](https://blog.concklin.com/)
    - [Video Library](https://blog.concklin.com/video-library)
    - [Client Portal](https://insurance.concklin.com/client-portal)
- [Make A Payment](https://concklin.appliedpay.com/)

---

# The Concklin Blog

This is a search field with an auto-suggest feature attached.

- There are no suggestions because the search field is empty.

Select Category Auto Insurance Business Insurance Cyber Liability Flood Insurance Health Insurance Homeowners Insider Insurance 101 Jersey Mike's Life Insurance Personal Lines Insurance Restaurant and Hospitality Risk Mitigation Safety Tips

[![Man looking at phone while driving](https://blog.concklin.com/hubfs/Imported_Blog_Media/man_driving_distracted.jpg)](https://blog.concklin.com/blog/distracted-driving-policy.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance)

## [Does your company have a Distracted Driving Policy? Empowering employees to focus while driving.](https://blog.concklin.com/blog/distracted-driving-policy.html)

Does your business have a distracted driving policy? When employees drive distracted their chance of...

[Read more](https://blog.concklin.com/blog/distracted-driving-policy.html)

[![wood cutouts of a house, knocked over. sign in front reads "evacuation"](https://blog.concklin.com/hubfs/Imported_Blog_Media/a-poster-with-the-words-evacuation-and-fallen-wood-2021-08-31-06-47-19-utc.jpg)](https://blog.concklin.com/blog/flood-insurance-for-your-business-what-you-need-to-know.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance), [Flood Insurance](https://blog.concklin.com/tag/flood-insurance)

## [Flood Insurance for your business, what you need to know](https://blog.concklin.com/blog/flood-insurance-for-your-business-what-you-need-to-know.html)

Flooding is a risk to your business, regardless of if you are on the coast or inland – all 50 states...

[Read more](https://blog.concklin.com/blog/flood-insurance-for-your-business-what-you-need-to-know.html)

[![Man at a bar holding a shot of alcohol in one hand and his car keys in the other](https://blog.concklin.com/hubfs/Imported_Blog_Media/drunk-man-with-car-key-sitting-at-counter-in-bar-2021-09-04-01-55-25-utc.jpg)](https://blog.concklin.com/blog/5-tips-to-manage-your-liquor-liability-exposure.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance), [Restaurant and Hospitality](https://blog.concklin.com/tag/restaurant-and-hospitality)

## [5 Tips to Manage Your Liquor Liability Exposure](https://blog.concklin.com/blog/5-tips-to-manage-your-liquor-liability-exposure.html)

Drunk driving continues to be the cause of approximately 10,000 vehicle-related fatalities each year...

[Read more](https://blog.concklin.com/blog/5-tips-to-manage-your-liquor-liability-exposure.html)

[![Man wearing protective hearing gear and a hard hat uses a tree trimming tool to rim a tree branch](https://blog.concklin.com/hubfs/Imported_Blog_Media/taking-care-of-trees-2021-08-26-23-04-33-utc.jpg)](https://blog.concklin.com/blog/4-reasons-why-it-is-important-to-maintain-your-commercial-landscaping.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance)

## [4 Reasons Why it is Important to Maintain your Commercial Landscaping](https://blog.concklin.com/blog/4-reasons-why-it-is-important-to-maintain-your-commercial-landscaping.html)

Commercial landscaping affects more than the appearance of your property. Trees, shrubs, roots, leav...

[Read more](https://blog.concklin.com/blog/4-reasons-why-it-is-important-to-maintain-your-commercial-landscaping.html)

[![Close up of a stove burner. Burner is lit with blue flames](https://blog.concklin.com/hubfs/Imported_Blog_Media/burner.jpg)](https://blog.concklin.com/blog/burns-5-tips-to-extinguish-these-risks.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance), [Restaurant and Hospitality](https://blog.concklin.com/tag/restaurant-and-hospitality), [Safety Tips](https://blog.concklin.com/tag/safety-tips)

## [Burns: 5 tips to extinguish these risks](https://blog.concklin.com/blog/burns-5-tips-to-extinguish-these-risks.html)

A survey done in 2015 found that 79% of adults who worked in a non-managerial position at fast-food ...

[Read more](https://blog.concklin.com/blog/burns-5-tips-to-extinguish-these-risks.html)

[![gloves left to dry on a heating vent creating a fire hazard](https://blog.concklin.com/hubfs/Imported_Blog_Media/Untitled.jpg)](https://blog.concklin.com/blog/3-seasonal-fire-risks-to-your-business.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance)

## [3 Seasonal Fire Risks to Your Business](https://blog.concklin.com/blog/3-seasonal-fire-risks-to-your-business.html)

Fall and Winter Seasons bring new fire safety concerns to businesses. It’s important to take the tim...

[Read more](https://blog.concklin.com/blog/3-seasonal-fire-risks-to-your-business.html)

[![view from behind of a man driving with his phone showing the route](https://blog.concklin.com/hubfs/Imported_Blog_Media/paul-hanaoka-D-qq7W751vs-unsplash.jpg)](https://blog.concklin.com/blog/are-you-delivering-on-safety-14-tips-to-help-keep-delivery-drivers-safe-and-insurance-claims-low.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance), [Restaurant and Hospitality](https://blog.concklin.com/tag/restaurant-and-hospitality)

## [Are you delivering on safety? 14 tips to help keep delivery drivers safe and insurance claims low](https://blog.concklin.com/blog/are-you-delivering-on-safety-14-tips-to-help-keep-delivery-drivers-safe-and-insurance-claims-low.html)

Food delivery service brings convenience to customers and has helped many restaurants survive shutdo...

[Read more](https://blog.concklin.com/blog/are-you-delivering-on-safety-14-tips-to-help-keep-delivery-drivers-safe-and-insurance-claims-low.html)

[![Hand written sign that reads "sorry we are now closed" tapped to a window](https://blog.concklin.com/hubfs/Imported_Blog_Media/sorry_we_are_now_closed.jpg)](https://blog.concklin.com/blog/create-a-business-recovery-plan.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance)

## [Are you ready for a disaster? Here are 6 steps to help you create a business recovery plan](https://blog.concklin.com/blog/create-a-business-recovery-plan.html)

If the last year and a half has taught us anything, it is that anything can happen, and those with a...

[Read more](https://blog.concklin.com/blog/create-a-business-recovery-plan.html)

[![Close up view of an avocado that is being diced with a knife](https://blog.concklin.com/hubfs/Imported_Blog_Media/avocado-4766630_1920.jpg)](https://blog.concklin.com/blog/top-3-costly-claims-for-restaurant-operators-and-tips-on-how-to-prevent-them.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance), [Restaurant and Hospitality](https://blog.concklin.com/tag/restaurant-and-hospitality), [Safety Tips](https://blog.concklin.com/tag/safety-tips)

## [Top 3 common costly claims for restaurant operators and tips on how to prevent them](https://blog.concklin.com/blog/top-3-costly-claims-for-restaurant-operators-and-tips-on-how-to-prevent-them.html)

The only thing worse than training your employees and having them leave, is not training your employ...

[Read more](https://blog.concklin.com/blog/top-3-costly-claims-for-restaurant-operators-and-tips-on-how-to-prevent-them.html)

[![Hand reaching out to a fingerprint scanner](https://blog.concklin.com/hubfs/Imported_Blog_Media/fingerprint_scanner.jpg)](https://blog.concklin.com/blog/biometric-identifiers-creating-gap.html)

[Business Insurance](https://blog.concklin.com/tag/business-insurance)

## [Is the use of biometric identifiers creating a gap in your insurance coverage? Reduce your risk with these 8 tips](https://blog.concklin.com/blog/biometric-identifiers-creating-gap.html)

The collection, use, storage, and destruction of Biometric Identifiers is a hot topic for employees....

[Read more](https://blog.concklin.com/blog/biometric-identifiers-creating-gap.html)

[First](https://blog.concklin.com/tag/business-insurance) [Prev](https://blog.concklin.com/tag/business-insurance/page/5) [4](https://blog.concklin.com/tag/business-insurance/page/4) [5](https://blog.concklin.com/tag/business-insurance/page/5) [6](https://blog.concklin.com/tag/business-insurance/page/6) [7](https://blog.concklin.com/tag/business-insurance/page/7) [8](https://blog.concklin.com/tag/business-insurance/page/8) [Next](https://blog.concklin.com/tag/business-insurance/page/7) [Last](https://blog.concklin.com/tag/business-insurance/page/10)

[![Concklin Logo](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo.png?width=150&height=48&name=Concklin%20Logo.png "Concklin Logo")](http://concklin.com)

[facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A)

- About Us 
    - [Our Story](https://insurance.concklin.com/about-us-who-we-are)
    - [Our Team](https://insurance.concklin.com/meet-our-team)
    - [Contact Us](https://insurance.concklin.com/contact-us)
- [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) 
    - [Restaurants](https://restaurants.concklin.com)
    - [Franchised Restaurants](https://restaurants.concklin.com/franchised-restaurants)
    - [Contractors](https://insurance.concklin.com/general-contractor-insurance)
    - [Habitational](https://insurance.concklin.com/habitational-insurance)
- [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) 
    - [Business Owners' Policy](https://insurance.concklin.com/business-owners-insurance-policy)
    - [Commercial Property](https://insurance.concklin.com/commercial-property-insurance)
    - [General Liability](https://insurance.concklin.com/commercial-general-liability-insurance)
    - Workers' Compensation
- [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) 
    - [Homeowners' Policy](https://insurance.concklin.com/homeowners-insurance)
    - [Personal Auto Policy](https://insurance.concklin.com/auto-insurance)
    - [Personal Umbrella Policy](https://insurance.concklin.com/personal-umbrella-insurance)
    - [Flood Insurance](https://insurance.concklin.com/flood-insurance)
- Life & Health Insurance 
    - [Life Insurance](https://insurance.concklin.com/life-insurance)
    - [Health Insurance](https://insurance.concklin.com/health-insurance)
- Resources 
    - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources)
    - [Blog](https://blog.concklin.com)
    - [Video Library](https://blog.concklin.com/video-library)
    - [Client Portal](https://insurance.concklin.com/client-portal)
- [Make A Payment](https://concklin.appliedpay.com/)

---

REQUESTING COVERAGE DOES NOT GUARANTEE COVERAGE CAN BE PROVIDED.  COVERAGE CAN BEGIN ONLY WITH SPECIFIC STATEMENT BY A LICENSED MEMBER OF CONCKLIN INSURANCE AGENCY.

MISSTATEMENTS OR OMISSIONS OF RELEVANT INFORMATION CAN LEAD TO PRICE VARIATION OR EVEN DECLINATION OR RESCISSION OF COVERAGE.

NONE OF THE INFORMATION PROVIDED ON THIS WEBSITE IS A GUARANTEE THAT INSURANCE WILL BE PROVIDED OR THAT CONCKLIN INSURANCE AGENCY IS OBLIGATED TO PROCURE INSURANCE FOR ANY WEBSITE VISITORS.

240 S. WESTMORE MEYERS ROAD,  
LOMBARD IL 60148  
630-268-1600 | [CONCKLIN@CONCKLIN.COM](mailto:concklin@concklin.com)

[Privacy Policy](https://insurance.concklin.com/privacy-policy)

Copyright © 2026, Concklin Insurance Agency

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://blog.concklin.com/#website",
  "@type" : "WebSite",
  "alternateName" : "Concklin Blog",
  "description" : "Insurance articles, risk management guidance, business insurance resources, personal insurance tips, cyber liability information, restaurant insurance insights, franchise insurance guidance, and coverage education from Concklin Insurance Agency.",
  "inLanguage" : "en-US",
  "name" : "Concklin Insurance Agency Blog",
  "publisher" : {
    "@id" : "https://insurance.concklin.com/#organization"
  },
  "url" : "https://blog.concklin.com/"
}
```

```json
{
  "@context" : "https://schema.org",
  "@id" : "https://blog.concklin.com/#blog",
  "@type" : "Blog",
  "description" : "Articles and resources from Concklin Insurance Agency covering business insurance, personal insurance, restaurant insurance, franchise insurance, cyber liability, claims, coverage questions, and risk management.",
  "inLanguage" : "en-US",
  "isPartOf" : {
    "@id" : "https://blog.concklin.com/#website"
  },
  "name" : "Concklin Insurance Agency Blog",
  "publisher" : {
    "@id" : "https://insurance.concklin.com/#organization"
  },
  "url" : "https://blog.concklin.com/"
}
```