--- title: The Concklin Blog | Personal Lines Insurance (5) description: Personal Lines Insurance | Learn about different types of insurance, risk management strategies, and loss prevention tips (5) --- [Skip to content](https://blog.concklin.com/tag/personal-lines-insurance/page/5#main-content) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) [**Contact Our Team**](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) **[630-268-1600](tel:+16302681600)** **[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)** **[630-268-1600](tel:+16302681600)** [![Concklin Logo-1](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/) - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) Open main navigation Close main navigation - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- # The Concklin Blog This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. Select Category Auto Insurance Business Insurance Cyber Liability Flood Insurance Health Insurance Homeowners Insider Insurance 101 Jersey Mike's Life Insurance Personal Lines Insurance Restaurant and Hospitality Risk Mitigation Safety Tips [![Crack in the concrete of a wall](https://blog.concklin.com/hubfs/Imported_Blog_Media/damaged-wall-gray-background-with-crack-2022-12-16-12-51-21-utc.jpg)](https://blog.concklin.com/blog/earthquake-protection-what-you-need-to-know.html) [Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Earthquake Protection: What You Need to Know](https://blog.concklin.com/blog/earthquake-protection-what-you-need-to-know.html) It is important for homeowners to recognize that typical homeowner's insurance policies do not provi... [Read more](https://blog.concklin.com/blog/earthquake-protection-what-you-need-to-know.html) [![Two women in suits talking while sitting on a couch](https://blog.concklin.com/hubfs/Imported_Blog_Media/business-conversation-2021-09-24-03-36-25-utc.jpg)](https://blog.concklin.com/blog/top-3-reasons-why-you-should-get-an-insurance-review-annually.html) [Life Insurance](https://blog.concklin.com/tag/life-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Top 3 reasons why you should get an insurance review annually](https://blog.concklin.com/blog/top-3-reasons-why-you-should-get-an-insurance-review-annually.html) Getting an insurance review annually is an important part of managing your insurance coverage and en... [Read more](https://blog.concklin.com/blog/top-3-reasons-why-you-should-get-an-insurance-review-annually.html) [![Plumber repairing damaged pipe](https://blog.concklin.com/hubfs/Imported_Blog_Media/closeup-of-plumber-working-with-water-pipes-while-2022-09-06-03-43-35-utc.jpg)](https://blog.concklin.com/blog/3-tips-on-preventing-frozen-pipes.html) [Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [3 Tips on Preventing Frozen Pipes](https://blog.concklin.com/blog/3-tips-on-preventing-frozen-pipes.html) Frozen pipes can be a major problem for homeowners, particularly during the colder months of the yea... [Read more](https://blog.concklin.com/blog/3-tips-on-preventing-frozen-pipes.html) [![Open House, For Sale sign on a side walk pointing up a driveway](https://blog.concklin.com/hubfs/Imported_Blog_Media/real-estate-open-house-for-sale-sign-at-front-entr-2022-11-11-16-51-53-utc.png)](https://blog.concklin.com/blog/buying-a-new-home-you-should-talk-to-your-insurance-agent-before-closing-the-deal.html) [Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Buying a new home?  You should talk to your insurance agent before closing the deal!](https://blog.concklin.com/blog/buying-a-new-home-you-should-talk-to-your-insurance-agent-before-closing-the-deal.html) If you are in the market to buy a new home, you should reach out to your independent insurance agent... [Read more](https://blog.concklin.com/blog/buying-a-new-home-you-should-talk-to-your-insurance-agent-before-closing-the-deal.html) [![Confused couple seeks clarification on document prior to signing contract](https://blog.concklin.com/hubfs/Imported_Blog_Media/Hazard_Insurance_Questions_for_Mortgage_Lender.jpg)](https://blog.concklin.com/blog/my-mortgage-lender-is-asking-for-hazard-insurance-is-this-part-of-a-homeowners-policy.html) [Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [My mortgage lender is asking for hazard insurance, is this part of a homeowner's policy?](https://blog.concklin.com/blog/my-mortgage-lender-is-asking-for-hazard-insurance-is-this-part-of-a-homeowners-policy.html) Homeowners’ insurance is a package policy combine property insurance and liability insurance into on... [Read more](https://blog.concklin.com/blog/my-mortgage-lender-is-asking-for-hazard-insurance-is-this-part-of-a-homeowners-policy.html) [![Distressed woman covering her face. There is the aftermath of a car accident in the background](https://blog.concklin.com/hubfs/Imported_Blog_Media/stressed-woman-driver-sitting-on-street-side-shock-2022-01-17-17-17-17-utc.jpg)](https://blog.concklin.com/blog/state-minimum-car-insurance-no-thank-you.html) [Auto Insurance](https://blog.concklin.com/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [State Minimum Car Insurance? No Thank you!](https://blog.concklin.com/blog/state-minimum-car-insurance-no-thank-you.html) Every state has minimum car insurance requirements (the amount of coverage you need to be legally in... [Read more](https://blog.concklin.com/blog/state-minimum-car-insurance-no-thank-you.html) [![Confused man looks at paperwork while scratching his head](https://blog.concklin.com/hubfs/Imported_Blog_Media/confused-mixed-race-man-reading-papers-2021-09-24-03-11-16-utc.jpg)](https://blog.concklin.com/blog/difference-between-nonrenewal-and-cancellation.html) [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance), [Business Insurance](https://blog.concklin.com/tag/business-insurance) ## [My insurance company non-renewed my policy – what does this mean?](https://blog.concklin.com/blog/difference-between-nonrenewal-and-cancellation.html) Either you or your insurance company can decide not to renew your policy when it expires. This can c... [Read more](https://blog.concklin.com/blog/difference-between-nonrenewal-and-cancellation.html) [![Backhoe digging up a person's yard](https://blog.concklin.com/hubfs/Imported_Blog_Media/backhoe-digging-dirt-in-lawn-to-install-electrical-2022-08-01-04-13-05-utc.jpg)](https://blog.concklin.com/blog/your-homes-hidden-insurance-gap-its-underground.html) [Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Your home’s hidden insurance gap – it’s underground!](https://blog.concklin.com/blog/your-homes-hidden-insurance-gap-its-underground.html) We don’t often think about what is going on underground. Out of sight – out of mind. But there is a ... [Read more](https://blog.concklin.com/blog/your-homes-hidden-insurance-gap-its-underground.html) [![Young couple holds paper roof over themselves and their young child, symbolizing a home](https://blog.concklin.com/hubfs/Imported_Blog_Media/family-housing-happy-parents-with-cute-infant-bab-2021-10-11-16-28-42-utc.jpg)](https://blog.concklin.com/blog/can-i-choose-my-own-coverage-limits-for-my-home.html) [Homeowners](https://blog.concklin.com/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Can I choose my own coverage limits for my home?](https://blog.concklin.com/blog/can-i-choose-my-own-coverage-limits-for-my-home.html) Coverage limits are the max amount an insurance policy will pay out in the event of a covered loss. ... [Read more](https://blog.concklin.com/blog/can-i-choose-my-own-coverage-limits-for-my-home.html) [![Several motorcycles all lined up in a parking lot](https://blog.concklin.com/hubfs/Imported_Blog_Media/motorcycles-parked-in-a-row.jpg)](https://blog.concklin.com/blog/10-steps-to-help-prevent-motorcycle-theft.html) [Personal Lines Insurance](https://blog.concklin.com/tag/personal-lines-insurance) ## [Motorcycles are valuable targets for thieves. Help protect yours with these 10 simple tips.](https://blog.concklin.com/blog/10-steps-to-help-prevent-motorcycle-theft.html) Did you know motorcycles are prone to theft? In some areas, motorcycle owners have over 13% chance o... 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