--- title: "Frozen Pipes & Ice Dams: What Homeowners Need to Know" description: Learn how to prevent and address frozen pipes and ice dams to protect your home during winter. Get expert tips and insights every homeowner needs to know. --- [Skip to content](https://blog.concklin.com/video-library/frozen-pipes-ice-dams-what-homeowners-need-to-know#main-content) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) [**Contact Our Team**](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) **[630-268-1600](tel:+16302681600)** **[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)** **[630-268-1600](tel:+16302681600)** [![Concklin Logo-1](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/) - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) Open main navigation Close main navigation - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- Feb 7, 2025, 4:01:48 PM # Frozen Pipes & Ice Dams: What Homeowners Need to Know ![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/video-library/author/amanda-yaniz) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://blog.concklin.com/video-library/frozen-pipes-ice-dams-what-homeowners-need-to-know) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.concklin.com/video-library/frozen-pipes-ice-dams-what-homeowners-need-to-know) [Twitter icon](https://twitter.com/intent/tweet?url=https://blog.concklin.com/video-library/frozen-pipes-ice-dams-what-homeowners-need-to-know) [envelope icon](mailto:?body=https://blog.concklin.com/video-library/frozen-pipes-ice-dams-what-homeowners-need-to-know)   [Homeowners](https://blog.concklin.com/video-library/tag/homeowners), [Risk Mitigation](https://blog.concklin.com/video-library/tag/risk-mitigation) ## Related posts [Homeowners](https://blog.concklin.com/video-library/tag/homeowners), [Personal Lines Insurance](https://blog.concklin.com/video-library/tag/personal-lines-insurance), [Insurance 101](https://blog.concklin.com/video-library/tag/insurance-101), [Video](https://blog.concklin.com/video-library/tag/video) ## [What is Earthquake Insurance? 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WESTMORE MEYERS ROAD, LOMBARD IL 60148 630-268-1600 | [CONCKLIN@CONCKLIN.COM](mailto:concklin@concklin.com) [Privacy Policy](https://insurance.concklin.com/privacy-policy) Copyright © 2026, Concklin Insurance Agency ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Amanda Yaniz", "url" : "https://blog.concklin.com/video-library/author/amanda-yaniz" }, "dateModified" : "2025-12-03T20:36:29.914Z", "datePublished" : "2025-02-07T22:01:48.000Z", "headline" : "Frozen Pipes & Ice Dams: What Homeowners Need to Know", "mainEntityOfPage" : { "@id" : "https://blog.concklin.com/video-library/frozen-pipes-ice-dams-what-homeowners-need-to-know", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://blog.concklin.com/hubfs/Concklin%20Logo.png" }, "name" : "Concklin Insurance Agency" } } ``` ```json { "@context" : "https://schema.org", "@id" : "https://blog.concklin.com/#website", "@type" : "WebSite", "alternateName" : "Concklin Blog", "description" : "Insurance articles, risk management guidance, business insurance resources, personal insurance tips, cyber liability information, restaurant insurance insights, franchise insurance guidance, and coverage education from Concklin Insurance Agency.", "inLanguage" : "en-US", "name" : "Concklin Insurance Agency Blog", "publisher" : { "@id" : "https://insurance.concklin.com/#organization" }, "url" : "https://blog.concklin.com/" } ``` ```json { "@context" : "https://schema.org", "@id" : "https://blog.concklin.com/#blog", "@type" : "Blog", "description" : "Articles and resources from Concklin Insurance Agency covering business insurance, personal insurance, restaurant insurance, franchise insurance, cyber liability, claims, coverage questions, and risk management.", "inLanguage" : "en-US", "isPartOf" : { "@id" : "https://blog.concklin.com/#website" }, "name" : "Concklin Insurance Agency Blog", "publisher" : { "@id" : "https://insurance.concklin.com/#organization" }, "url" : "https://blog.concklin.com/" } ``` ```json { "@context" : "https://schema.org", "@type" : "VideoObject", "contentUrl" : "https://youtu.be/1M5VxTAB3Aw", "description" : "Winter weather can wreak havoc on homes and businesses, with frozen pipes, burst pipes, and ice dams leading to costly water damage. In this video, we’ll break down how these winter risks happen, what your insurance may cover, and, most importantly, how to protect your property before disaster strikes. 🔹 What Causes Burst Pipes & Ice Dams? 🔹 Does Insurance Cover Water Damage? 🔹 Prevention Tips to Avoid Costly Repairs. Taking a few simple precautions—like insulating pipes, maintaining indoor temperatures, and keeping gutters clear—can save you thousands in repairs. If you do experience damage, act fast by shutting off the water supply and contacting your insurance agent. Stay ahead of winter hazards—watch now and protect your home or business!", "duration" : "PT2M20S", "embedUrl" : "https://www.youtube.com/embed/1M5VxTAB3Aw", "name" : "Frozen Pipes & Ice Dams: What Homeowners Need to Know", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://6833004.fs1.hubspotusercontent-na1.net/hubfs/6833004/Concklin%20Logo%202025.png" }, "name" : "Concklin Insurance Agency" }, "thumbnailUrl" : "https://img.youtube.com/vi/1M5VxTAB3Aw/maxresdefault.jpg", "transcript" : "Winter can be tough on homes and businesses, and one of the biggest risks this time of year is water damage from frozen pipes, burst pipes, and ice dams. When temperatures drop, pipes in unheated or poorly insulated areas can freeze. As water freezes, it expands, putting pressure on the pipe until it bursts—sending water flooding into your home or business. The good news? Most standard homeowners and business insurance policies cover sudden and accidental water damage from burst pipes. This means your insurer will likely pay for repairs to walls, floors, and belongings damaged by the water. However, there are exceptions. If a pipe bursts due to neglect—like failing to keep the heat on in freezing weather—your claim could be denied. Insurance companies expect policyholders to take reasonable precautions, such as insulating exposed pipes and keeping indoor temperatures above freezing. Another winter hazard is ice dams. These form when heat from your home causes snow on the roof to melt, only for it to refreeze at the eaves, blocking proper drainage. Water then backs up under the shingles and leaks into your home, damaging ceilings, walls, and insulation. So, how can you protect your home or business from winter water damage? Insulate exposed pipes and keep a steady indoor temperature, even when you’re away. Periodically run water through pipes or let a small, steady stream flow from faucets during extreme cold to help prevent freezing. Keep gutters clean to prevent ice dams from forming. And if you experience a burst pipe or water damage, act fast—shut off the water supply and contact your insurance agent as soon as possible. Winter may bring its challenges, but with the right precautions you can keep your home or business safe from costly water damage.", "uploadDate" : "2025-02-07T14:07:00-05:00", "url" : "https://blog.concklin.com/video-library/frozen-pipes-ice-dams-what-homeowners-need-to-know" } ```