--- title: Why Can't I choose my own coverage limits for my home? description: Learn how coverage limits for your home are calculated by insurance companies. --- [Skip to content](https://blog.concklin.com/video-library/why-cant-i-choose-my-own-coverage-limits-for-my-home#main-content) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) [**Contact Our Team **](https://insurance.concklin.com/compare-quotes#CLQuoteRequest) **[630-268-1600](tel:+16302681600)** **[Contact Our Team](https://insurance.concklin.com/compare-quotes#CLQuoteRequest)** ****[630-268-1600](tel:+16302681600)**** [![Concklin Logo-1](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo-1.png?width=314&height=100&name=Concklin%20Logo-1.png)](https://insurance.concklin.com/) - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) Open main navigation Close main navigation - About Us Show submenu for About Us - [Our Story](https://insurance.concklin.com/about-us-who-we-are) - [Our Team](https://insurance.concklin.com/meet-our-team) - [Contact Us](https://insurance.concklin.com/contact-us) - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance Show submenu for Life & Health Insurance - [Life Insurance](https://insurance.concklin.com/life-insurance) - [Health Insurance](https://insurance.concklin.com/health-insurance) - Resources Show submenu for Resources - [Claims Resources](https://insurance.concklin.com/claims-resources) - [Cyber Resources](https://insurance.concklin.com/cyber-insurance-resources) - [Blog](https://blog.concklin.com/) - [Video Library](https://blog.concklin.com/video-library) - [Client Portal](https://insurance.concklin.com/client-portal) - [Make A Payment](https://concklin.appliedpay.com/) --- Sep 24, 2024, 9:30:55 AM # Why Can't I choose my own coverage limits for my home? ![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/video-library/author/amanda-yaniz) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://blog.concklin.com/video-library/why-cant-i-choose-my-own-coverage-limits-for-my-home) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://blog.concklin.com/video-library/why-cant-i-choose-my-own-coverage-limits-for-my-home) [Twitter icon](https://twitter.com/intent/tweet?url=https://blog.concklin.com/video-library/why-cant-i-choose-my-own-coverage-limits-for-my-home) [envelope icon](mailto:?body=https://blog.concklin.com/video-library/why-cant-i-choose-my-own-coverage-limits-for-my-home)   [Homeowners](https://blog.concklin.com/video-library/tag/homeowners), [Insurance 101](https://blog.concklin.com/video-library/tag/insurance-101), [Video](https://blog.concklin.com/video-library/tag/video) ## Related posts [Homeowners](https://blog.concklin.com/video-library/tag/homeowners), [Auto Insurance](https://blog.concklin.com/video-library/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/video-library/tag/personal-lines-insurance), [Insurance 101](https://blog.concklin.com/video-library/tag/insurance-101), [Video](https://blog.concklin.com/video-library/tag/video) ## [Why Are My Insurance Rates Going Up?](https://blog.concklin.com/video-library/why-are-my-insurance-rates-going-up) ![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/video-library/author/amanda-yaniz) Jul 15, 2024, 10:03:47 AM [Read more](https://blog.concklin.com/video-library/why-are-my-insurance-rates-going-up) [Homeowners](https://blog.concklin.com/video-library/tag/homeowners), [Auto Insurance](https://blog.concklin.com/video-library/tag/auto-insurance), [Personal Lines Insurance](https://blog.concklin.com/video-library/tag/personal-lines-insurance), [Insurance 101](https://blog.concklin.com/video-library/tag/insurance-101), [Video](https://blog.concklin.com/video-library/tag/video) ## [Why Are My Homeowners and Auto Insurance Rates Increasing?](https://blog.concklin.com/video-library/why-are-my-homeowners-and-auto-insurance-rates-increasing) ![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/video-library/author/amanda-yaniz) Jun 7, 2024, 11:04:54 AM [Read more](https://blog.concklin.com/video-library/why-are-my-homeowners-and-auto-insurance-rates-increasing) [Business Insurance](https://blog.concklin.com/video-library/tag/business-insurance), [Video](https://blog.concklin.com/video-library/tag/video), [Risk Mitigation](https://blog.concklin.com/video-library/tag/risk-mitigation) ## [What can Commercial Property Owners Do in the Face of Rising Rates](https://blog.concklin.com/video-library/what-can-commercial-property-owners-do-in-the-face-of-rising-rates) ![Picture of Amanda Yaniz](https://blog.concklin.com/hs-fs/hubfs/Amanda%20Yaniz.jpeg?width=50&name=Amanda%20Yaniz.jpeg) [Amanda Yaniz](https://blog.concklin.com/video-library/author/amanda-yaniz) Aug 1, 2024, 3:23:46 PM [Read more](https://blog.concklin.com/video-library/what-can-commercial-property-owners-do-in-the-face-of-rising-rates) [![Concklin Logo](https://blog.concklin.com/hs-fs/hubfs/Concklin%20Logo.png?width=150&height=48&name=Concklin%20Logo.png "Concklin Logo")](http://concklin.com) [facebook-f icon](https://www.facebook.com/ConcklinInsurance) [linkedin-in icon](https://www.linkedin.com/company/concklin-insurance-agency) [Twitter icon](https://twitter.com/ConcklinA) [youtube icon](https://www.youtube.com/channel/UC_HnJQ4S_USSxBJkauXwu6A) - About Us - [Markets & Industries](https://insurance.concklin.com/industry-specific-insurance-programs) - [Business Insurance](https://insurance.concklin.com/business-insurance-coverage) - [Personal Insurance](https://insurance.concklin.com/personal-lines-insurance-coverage) - Life & Health Insurance - Resources - [Make A Payment](https://concklin.appliedpay.com/) --- REQUESTING COVERAGE DOES NOT GUARANTEE COVERAGE CAN BE PROVIDED.  COVERAGE CAN BEGIN ONLY WITH SPECIFIC STATEMENT BY A LICENSED MEMBER OF CONCKLIN INSURANCE AGENCY. 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